We have wide experience in the funding and management of Staff Retirement and death in service benefit schemes, with our well-tailored investment and insurance instruments. We package the under-mentioned products and services for your delight.

DEPOSIT ADMINISTRATION

Our company offers a minimum guaranteed interest rate, which varies with the size of each scheme's average accumulated fund during the current year. We currently offer a guaranteed return of 10% (Ten- percent) compound interest per annum. However, these rates are reviewed yearly depending on the C.B.N's Minimum Rediscount Rate (MRR) and the size of the funds

At the end of each calendar year, the assets of each scheme will be credited with an Effective Interest Rate. This is made up of the guaranteed rate of interest and Additional Bonus Interest, which may be up to 2% or more.We fully underwrite the capital value of the fund against depreciation thereby shield the fund losses arising out of fluctuation on the stock/money market

GROUP ENDOWMENT ASSURANCE POLICY

The group endowment Assurance Policy provide for the payment of a capital sum on maturity at the agreed retirement age or on death whilst still in service of the Employer.

GROUP LIFE ASSURANCE

The Group Life Assurance policy is to augment the possible inadequacy of the Deposit Administration capital benefit sum is guaranteed. The policy provide only life cover and the benefit are payable only on the death of the member. The benefit is usually determined to be a multiple of the salary of the employee.

PROVISION OF BENEFITS

We undertake to provide these benefits by the guarantee of minimum amounts and will have to make-up any deficiency that may arise if investment conditions deteriorate. To that extent, the entire investment responsibility is wholly borne by us.

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